"Easy Take"
First Mortgage Loan

Property owners can apply for our First Mortgage Loan
to receive up to 80% of the property value
in a snap to achieve any financial goals.
Terms and conditions apply to the above services, which are subject to the final approval.
The First Mortgage Loan
Made for You
Accept all type and
age of properties
No Limitation
Accepting applications
Regardless of the
applicant's credit score
Express approval
Within 15 minutes
Early settlement
No penalty fee
Terms and conditions apply to the above services, which are subject to the final approval.

Flexibly react to all kinds of financial situations by taking advantage of property loan services

Up to HKD $10M
Up to HKD $10M
APR as low as 6%
Repayment up to 120 months
Cash transfer within 24 hours
First Mortgage Loan
Flats under the HOS / Public Housing with land permises paid
Mortgage
Private Property
First Mortgage Loan
Industrial & Commercial Buildings and Shops
Property mortgage loan approval in 15 minutes

Customized mortgage transfer plan to reduce mortgage loan and interest expense

Property one click free handling fee
No consultation charge
Exempt handling fee
No photocopy charge
Exempt legal fee
No miscellaneous fee
Exempt valuation fee
Property Cash Out

Proposed by professionals to achieve speedy cashout

Terms and conditions apply to the above services, which are subject to the final approval.
01
Never Worry about
Cash Flow Again
Accepting properties of all types, such as private housing estates, tenement houses, public housing estates and housing under the Home Ownership Scheme (with the premium payment paid), village houses, commercial properties and street shops, office buildings, car parks, or lands, regardless of the age of the properties. Cashing out has never been easier.
02
Quick Application Process
03
No Handling Fee
04
Express Property Loan Service

Faster, Simpler, More Flexible Property Loan

Loan
Amount
Cash
Transfer
Time
Required
Documents
Other Banks
Up to 50% of the property value
(excluding Mortgage Insurance Programme)
2 months at least
HKID, proof of address, property address, deed, employment contract, salary slips for the past 3 to 6 months, bank statements for the past 3 to 6 months, tax slips, etc.
Up to HK$10 million or
80% of the property value
Initial approval in 15 minutes.
Cash transfer in as fast as 24 hours
HKID & property address
*Figures above are for reference only. Application results may vary for individual banks
*Applicable to applications with a loan amount of $11.25 million. The maximum loan to value ratio would decrease should the property price inflate
*Terms and conditions apply. The actual amount borrower receives shall be the approved loan amount offered.

Faster and More Flexible

Mortgage Compared with Banks

My company was having cash flow problems. To deal with the crisis, I decided to get a loan against private property (market value at $8 million). Originally, I planned to apply for the loan through a bank, but I was required to submit a lot of documents. On top of that, the application process would take 2 whole weeks. A friend suggested that I could apply for a loan from Konew Financial Express instead after learning about my situation. All I had to do was to provide the address of my property and I got my initial evaluation in just 15 minutes. Best of all, I got the approved loan of HK$3 million in 24 hours, which is of tremendous help to my company.
Loan Amount
$3,000,000
Repayment Period
120 months
Monthly Flat Rate*
*interest only
0.84%
Monthly Repayment Amount
$37,997
Real Life Case
First Mortgage Loan Case Mr. Chen
Mr. Chan, owner of a trading company
The above examples are for reference only. The final interest rate that customers can enjoy will vary according to their personal credit status, please contact our company for details.

FAQ

Q1
Do I need the consent of all property owners if I am applying for a loan using a co-owned property?
The property loan application process requires only one of the property co-owners or a representative to submit the application, however, all property co-owners must be present when signing the official loan contract.
Q2
Can I apply for a property loan if I have retired or am 60 or above?
Yes, if the applicant is 60 or above, he/she will need to find a salaried guarantor to apply for a loan. In other cases in which the applicant is over 60 but remained to be employed, he/she may not need a guarantor to apply for a loan.
Q3
Is it possible to apply for a mortgage loan against a deed of gift?
In general, properties obtained through a deed of gift are eligible for mortgage loans 3 years after the title transferred. Under special circumstances, we may exercise discretion and flexibility based on the client's position for transfers less than 3 years.