"Save More"
Mortgage Refinancing
20% Off Offer

Refinance your mortgage at Konew
for a longer repayment period
at a lower rate to reduce your debt
or get cash out for financial flexibility.
Terms and conditions apply to the above services, which are subject to the final approval.
Mortgage Refinancing
Made for You
Accept all type and
age of properties
No Limitation
Income proof
and
stress testing are not required
Express approval
Within 15 minutes
No penalty fee
for
early settlement
Terms and conditions apply to the above services, which are subject to the final approval.

Konew Mortgage Service Makes Life Easy

Loan amount up to HK$10 million
Loan to value ratio up to 80%
20% off for the APR
Repayment up to 120 months
Cash transfer within 24 hours
Flats under the HOS / Public Housing with land permises paid
Private Property
Industrial & Commercial Buildings and Shops

Customized mortgage transfer plan to reduce mortgage loan and interest expense

Initial approval in 15 minutes. Cash transfer in as fast as 24 hours

Proposed by professionals to achieve speedy cashout

Terms and conditions apply to the above services, which are subject to the final approval.
01
Any Property Types accepted
Accepting properties of all types, such as private housing estates, tenement houses, public housing estates and housing under the Home Ownership Scheme (with the premium payment paid), village houses, commercial properties and street shops, office buildings, car parks, or lands, regardless of the age of the properties. Maximise your cash reserve for any just-in-case situations.
02
Better Refinancing Solution
03
Through Online Application
04
Express Property Loan Service

Faster, Simpler, More Flexible Property Loan

Loan
Amount
Cash
Transfer
Time
Required
Documents
Legal
fees
Other Banks
Loan-to-value ratio is up to 60% for most cases,
with ceiling of $5 millions
2 months at least
HKID, proof of address, property address, deed, employment contract, salary slips for the past 3 to 6 months, bank statements for the past 3 to 6 months, tax slips, etc.
The fees are generally $5,000.
Additional fees may apply, depending on the complexity of the case.
Up to HK$10 million or
80% of the property value
Initial approval in 15 minutes.
Cash transfer in as fast as 24 hours
HKID &
property address
Exempted
*Figures above are for reference only. Application results may vary for individual banks
*Applicable to applications with a loan amount of $11.25 million. The maximum loan to value ratio would decrease should the property price inflate
*Terms and conditions apply. The actual amount borrower receives shall be the approved loan amount offered.

Saving Up to 50%

on Interest Rate

I applied for a second mortgage loan from another lender, but the interest rate was high back then. Each month, I had to give away half of my salary to repay the instalment. After some time, I learned about Konew Financial Express’ refinancing offer. Initially, I was curious to find out how much I could save. I wasn’t expecting to get a well-thought-out plan, and to my surprise, I was told I could save 50% on the interest rate. Almost instantly, I accepted the offer. Now I am repaying less and saving more!
Loan Amount
$2,500,000
Repayment Period
120 months
Monthly Flat Rate*
*interest only
1.3%
Monthly Repayment Amount
$41,258
Real Life Case
Ms. Mok, Flat owner
The above examples are for reference only. The final interest rate that customers can enjoy will vary according to their personal credit status, please contact our company for details.

FAQ

Q1
How long does approval take in general?
It usually takes about 15 minutes. Our customer service officer will inform customers about the approval result.
Q2
Does Konew offer loans against subdivided properties?
Most lenders do not accept loan applications against subdivided properties, but we may exercise discretion under special circumstances.
Q3
What are “interest-only loans” and “instalment loans”? How are they different?
For interest-only loans, borrowers repay monthly interest only. The entire principal will be settled on the final payment. For instalments loans, borrowers have to repay the amortised principal and interest for every instalment — similar to repaying mortgage loans to banks.